Look before you leap
Securing your dream practice requires thorough consideration, plenty of research and advice from a trusted source.
Learn MoreLooking for a commercial property loan?
We can help.
When you have the opportunity to buy a property for your practice, a commercial loan can help you make it happen. Our experience in lending for medical, dental, veterinary and accounting business premises means we can offer highly competitive financing to help you make the most of your purchase.
We may lend up to 100% of the purchase price if you are buying as an owner-occupier, or up to 80% of the purchase price if you're buying purely as an investment property with no LMI. Our business property loans are available with variable and fixed interest rate options. They can even be structured to your advantage through SMSF, partnership, company or trust entities.
Commercial property loan features:
- Borrow up to 100% of the purchase price to buy your own practice premises or up to 80% of the purchase price for a commercial investment
- Competitive commercial property loan interest rates
- Fixed, variable and line of credit options to choose from
- Loan terms up to 30 years
- Flexible loan structures including interest-only repayments for up to 10 years
- Stand-alone financing linked to the property being financed
- Construction loans for purpose-built practice premises (not in SMSF)
Borrowing through SMSF:
- Lending via SMSF have different borrowing criteria
- Borrow up to 90% of the purchase price for owner-occupied practice premise
Find out about our SMSF Loans for commercial property
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See how we have helped others achieve their goals
Podcast: Commercial property - to rent or to buy?
As a practice owner, there can be many benefits in buying your practice premises as there can be when renting them. In this episode, we assess the pros and cons of each approach with commercial property expert, Dean Crozier from Health Project Services, and finance consultant, Thomas Wald from BOQ Specialist, and discuss why owning your practice premises can make good business sense in the long term.
Subscribe to our channel “check-up by BOQ Specialist”:
Apple iTunes: http://apple.co/38rEYDO
Spotify: http://spoti.fi/3mJLf2x
YouTube: https://bit.ly/2XvCjav
SMSF Handbook
Our SMSF Handbook has been designed to help medical , dental and veterinary professionals navigate the process of setting up and running a self-managed super fund.