Practice finance

Asset finance


All your asset finance needs under one roof

Our experience working with medical, dental and veterinary practitioners means we can offer a unique range of products to help you establish, strengthen and grow your practice.

Having worked closely with medical, dental and veterinary practitioners for over 30 years, we have developed a deep understanding of your equipment, fit-out and motor vehicle requirements. We offer a unique range of asset finance options and provide tailored and flexible solutions to suit your cash flow needs, helping you to establish, strengthen and grow your practice.

 

Equipment finance

Equipment purchases for your practice often require a large outlay, affecting both business cash flow and debt.

While it’s important that you choose the right assets and equipment, it’s equally important that you are guided towards the right kind of financing

When it comes to deciding whether a loan, lease or chattel mortgage is best, we work closely with your financial advisers and accountants to tailor an arrangement which fits with your tax structure. Use your BOQ Specialist credit card to buy equipment and you could earn rewards points.


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Fit-out finance

Once you’ve rented or purchased premises for your practice you will need to fit it out with fixtures and fittings to make it look professional.

Fit-outs are a large investment in your practice and it’s important that you choose the right kind of financing. A flexible escrow facility can cover everything – from dry walling right down to carpets, windows, paint and plumbing.

We manage the payments to suppliers under your instruction and you pay the total amount back in one simple repayment structure.
 

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Motor vehicle finance

For most working professionals, having a high-quality reliable car is a necessity. We can help structure a car finance lending solution that matches your business needs.

Our flexible lease and loan options help you maximise the value of new and used car purchases.

Use your BOQ Specialist credit card to buy a new car or make loan repayments and earn reward points at the same time.


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We can also help you with:

Commercial property loans

BOQ Specialist has highly competitive commercial property loans in place to ensure that our professional clients can buy or invest in a practice or firm.

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Credit cards

Credit cards

We have a credit card to match the personal and business needs of medical professionals. Find the credit card that's right for you and expect great rewards.

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Business banking

Our business banking package includes the One Account for business which offers a competitive rate of interest and links to EFTPOS facilities along with several other optional features.

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  • Important Information

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. Should you wish to obtain a copy of the Terms and Conditions relating to this product, please contact BOQ Specialist to obtain a copy before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.

      #Asset finance on card
      A 1.5% processing fee applies on the purchase price. Points are earned on eligible purchases only. Fixed term finance contract is to be approved prior to purchase. If you elect to make loan repayments on your BOQ Specialist Credit Card a 1.5% processing fee applies on the amount of each repayment. Repayments on overdrafts and lines of credit are not available to be made via BOQ Specialist credit card.

      You should seek independent tax and accounting advice on the implications (including fringe benefits tax, goods and services tax and income tax) of your chosen finance option and earning (and subsequently redeeming) reward points on your equipment purchases with a BOQ Specialist credit card.