If you are deciding on opening a new savings or term deposit account, you need to know the current interest rates.
Below is the complete list of the current, competitive interest rates for our AUD savings accounts, everyday banking, business banking and term deposit accounts. Foreign currency deposit rates are available upon request.
*rates subject to change
| Savings accounts | Interest rate | Details |
|---|---|---|
| Private Access Account | 3.50% p.a. variable | Interest paid monthly |
| 32 Day Notice Account | 4.50% p.a. variable | Interest paid monthly, access provided after 32 days notice |
*rates subject to change
| Bank accounts | Interest rate | Details |
|---|---|---|
| One Account | 0.95% p.a. variable | Interest paid monthly |
| One Account – Business | 1.00% p.a. variable | Interest paid monthly |
*rates subject to change
| Term deposits | Interest rate | Interest paid |
|---|---|---|
90 day term deposit |
4.60% p.a. fixed | Interest paid at maturity |
| 120 day term deposit |
4.65% p.a. fixed | Interest paid at maturity |
| 180 day term deposit |
4.75% p.a. fixed |
Interest paid at maturity |
| 270 day term deposit |
4.70% p.a. fixed |
Interest paid at maturity |
| 1 year term deposit |
4.65% p.a. fixed |
Interest paid at maturity |
| 2 year term deposit |
4.30% p.a. fixed |
Interest paid annually |
| 3 year term deposit |
3.50% p.a. fixed |
Interest paid annually |
| 4 year term deposit |
3.50% p.a. fixed |
Interest paid annually |
| 5 year term deposit |
3.50% p.a. fixed |
Interest paid annually |
Bank with peace of mind. Under the Financial Claims Scheme (FCS), certain deposits are protected up to a limit of $250 000 for each account holder at any bank, building society, credit union or other authorised deposit-taking institution (ADI) .
