The issuer and credit provider of these products and services is BOQ Specialist – a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian credit licence no. 244616 (“BOQ Specialist”). Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. You should obtain and consider the relevant terms and conditions from boqspecialist.com.au before making any decision about whether to acquire the product. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate. We reserve the right to cease offering these products at any time without notice.
Get up to $5k waived on legal and valuation fees for eligible practice purchase and commercial property loans.*
*The fee waiver of up to $5,000 is available for new Business Term Loan (includes commercial property and goodwill loans) applications received between 01 September 2024 to 31 December 2024 (inclusive) and that settle by 28 February 2025. The application must have minimum new borrowing of $750,000 and maximum new borrowing of $5,000,000. Excludes internal refinance, increases to existing loans, and loans for the purpose of property development and construction and land acquisition (except where the loan purpose is for primary production). Valuation and legal fees are variable. The amount of the waiver is subject to the final amount of valuation and legal fees. Applicants should seek their own tax advice in relation to the receipt of the waiver. BOQ Specialist may, acting reasonably, withdraw this offer at any time.
^Terms, conditions and credit criteria apply.
Looking to buy a new home?
2. Offer available for new to bank lending applications received from 3 October 2024 until 17 October 2024 and settle by 14 November 2024.
* Minimum new borrowing of $500,000 with a maximum Loan to Value Ratio (LVR) up to 80%. These rates are only available for owner occupier basic home loans. Not available for the refinance or restructure of existing BOQ Specialist loans, nor refinances from BOQ, Virgin Money or ME Bank, construction home loans or self-managed super fund loans. These rates are indicative rates as at 26 September 2024, and is subject to money market movements and can change without notification. If the rate does change, BOQ Specialist will offer you the most current special rate offer. This offer is exclusive and only available through your direct BOQ Specialist office.
** Comparison rates calculated on the basis of secured loan of $500,000 for a term of 25 years on a 80% Loan to Value Ratio (LVR). WARNING: This comparison rate is true only for examples given and may not include fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Manage your savings at a competitive rate of interest
^ Interest rates on offer may change at any time without notice. A minimum deposit amount of AUD $10 000 is required Different interest rates apply to different investment amounts, terms and interest payment frequencies. If you choose to renew your Term Deposit upon maturity, the interest rate may be higher or lower than the interest rate on your maturing Term Deposit. You must provide 31 days’ notice for early withdrawal or termination before your fixed Term Deposit Account matures. You can request an immediate withdrawal without providing the required notice due to hardship. If you give notice to withdraw your Term Deposit before maturity, an interest adjustment will apply in accordance with the Transaction and Savings Accounts Overdraft Facility Terms and Conditions. If you think you will need to access the funds in your Term Deposit immediately or regularly, another deposit product may be more suitable. Interest is paid at the end of the investment term.
