32 Day Notice account offer
You could earn a competitive 5.00% p.a. variable interest rate for the first six months when you open and make a deposit into a new 32 Day Notice account before 31 August 2024.*
If you are deciding on opening a new savings or term deposit account, you need to know the current interest rates.
Below is the complete list of the current, competitive interest rates for our AUD savings accounts, everyday banking, business banking and term deposit accounts. Foreign currency deposit rates are available upon request.
*rates subject to change
Savings accounts | Interest rate | Details |
---|---|---|
Private Access Account | 3.50% p.a. variable | Interest paid monthly |
32 Day Notice Account | 4.50% p.a. variable | Interest paid monthly, access provided after 32 days notice |
Promotional Rate: New 32 Day Notice Accounts |
5.00% p.a. variable | An introductory 0.50% p.a. additional variable interest rate on top of the current 4.50% p.a. Deposit before 31 August 2024* |
*rates subject to change
Bank accounts | Interest rate | Details |
---|---|---|
One Account | 0.95% p.a. variable | Interest paid monthly |
One Account – Business | 1.00% p.a. variable | Interest paid monthly |
*rates subject to change
Term deposits | Interest rate | Interest paid |
---|---|---|
90 day term deposit |
4.60% p.a. fixed | Interest paid at maturity |
120 day term deposit |
4.70% p.a. fixed | Interest paid at maturity |
180 day term deposit |
4.95% p.a. fixed |
Interest paid at maturity |
270 day term deposit |
4.95% p.a. fixed |
Interest paid at maturity |
1 year term deposit |
4.85% p.a. fixed |
Interest paid at maturity |
2 year term deposit |
4.30% p.a. fixed |
Interest paid annually |
3 year term deposit |
3.50% p.a. fixed |
Interest paid annually |
4 year term deposit |
3.50% p.a. fixed |
Interest paid annually |
5 year term deposit |
3.50% p.a. fixed |
Interest paid annually |
You could earn a competitive 5.00% p.a. variable interest rate for the first six months when you open and make a deposit into a new 32 Day Notice account before 31 August 2024.*
Bank with peace of mind. Under the Financial Claims Scheme (FCS), certain deposits are protected up to a limit of $250 000 for each account holder at any bank, building society, credit union or other authorised deposit-taking institution (ADI) .
Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.
The issuer of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. You should obtain and consider the product terms and conditions before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.
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*An introductory 0.50% p.a. additional variable interest rate is available for six months on top of the current 4.50% p.a. variable interest rate on balances of $5 million or less for new 32 Day Notice Accounts opened on or before 31 August 2024. After 6 months from the account opening date, the interest rate will revert to the 32 Day Notice Account standard variable rate on offer at that point of time. BOQ Specialist customers with existing 32 Day Notice Accounts are ineligible to take up this offer. Interest is calculated on the daily closing credit balance of your account and paid monthly. The interest rates are variable interest rates and may change at any time. We will notify you of interest rate changes in accordance with the Terms and Conditions. This is a limited time offer.