Commercial property loans

When you have the opportunity to buy a property for your practice, a commercial loan can help you make it happen. Our experience in lending for medical, dental, veterinary and accounting business premises means we can offer highly competitive financing to help you make the most of your purchase.

Enquire now

$0 establishment fee*

on new eligible practice purchase and commercial property loans. Limited time. T&Cs apply .*

Learn more

We may lend up to 100% of the purchase price if you are buying as an owner-occupier, or up to 80% of the purchase price if you're buying purely as an investment property with no LMI. Our business property loans are available with variable and fixed interest rate options. They can even be structured to your advantage through SMSF, partnership, company or trust entities.  

Commercial property loan features:

  • Borrow up to 100% of the purchase price to buy your own practice premises or up to 80% of the purchase price for a commercial investment
  • Competitive commercial property loan interest rates
  • Fixed, variable and line of credit options to choose from
  • Loan terms up to 30 years
  • Flexible loan structures including interest-only repayments for up to 10 years
  • Stand-alone financing linked to the property being financed
  • Construction loans for purpose-built practice premises (not in SMSF)


Borrowing through SMSF:

  • Lending via SMSF have different borrowing criteria
  • Borrow up to 90% of the purchase price for owner-occupied practice premise
     

Find out about our SMSF Loans for commercial property

 

You may also be interested in

Look before you leap

Securing your dream practice requires thorough consideration, plenty of research and advice from a trusted source. 

Learn More

My place

Owning your practice premises offers many benefits that simply aren’t available when leasing. 

Learn More

Going commercial

Deciding to buy commercial property—either for your own practice or as an investment—can make good business sense in both the short and long term. 

Learn More

Commercial considerations

Whether you want to own your practice premises, or start building an investment portfolio, buying a commercial property can deliver financial benefits. However, there are a few things you should know to get it right. 

Learn More


See how we have helped others achieve their goals

Dentists Thuy and Tracey Le bought their first practice

Dentists Thuy and Tracy Le stopped leasing and bought their own practice with the help of BOQ Specialist. 

Learn More

How to build a flagship practice with your SMSF

When a Queensland orthodontist found the property for the practice of his dreams, he built it with the help of his SMSF and BOQ Specialist.

Learn More

Want to know more?

  1300 160 160
 

Enquire now

Podcast: Commercial property - to rent or to buy?

As a practice owner, there can be many benefits in buying your practice premises as there can be when renting them. In this episode, we assess the pros and cons of each approach with commercial property expert, Dean Crozier from Health Project Services, and finance consultant, Thomas Wald from BOQ Specialist, and discuss why owning your practice premises can make good business sense in the long term.

Subscribe to our channel “check-up by BOQ Specialist”:
Apple iTunes: http://apple.co/38rEYDO
Spotify: http://spoti.fi/3mJLf2x
YouTube: https://bit.ly/2XvCjav

SMSF Handbook

Our SMSF Handbook has been designed to help medical , dental and veterinary professionals navigate the process of setting up and running a self-managed super fund. 

 

LEARN MORE

  • Important Information

      Any information is of a general nature only. We have not taken into account your objectives, financial situation, or needs when preparing it. Before acting on this information you should consider if it is appropriate for your situation. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate.

      The issuer and credit provider of these products and services is BOQ Specialist. Terms and conditions, fees and charges and lending and eligibility criteria apply. Should you wish to obtain a copy of the Terms and Conditions relating to this product, please contact BOQ Specialist to obtain a copy before making any decision about whether to acquire the products. We reserve the right to cease offering these products at any time without notice.

      For target market determinations please click here.

      *Limited time no establishment fee offer is available for new Business Term Loan (includes commercial property and goodwill loans) applications received between 17 February 2025 and 30 June 2025 (inclusive) and that fund by 31 August 2025. Only available for new borrowing between $500,000 and $3,000,000. Excludes internal refinances, increases to existing BOQ Specialist loans, loans for the purpose of property development, construction and land acquisition (land acquisitions for the purposes of primary production are included). Other fees and charges (including government charges) may be payable. This offer expires on 30 June 2025 and is subject to change without notice at the discretion of BOQ Specialist acting reasonably. It is not available in conjunction with any other offers, packages or promotions.

       

      ^Terms, conditions and credit criteria apply.